When it comes to caring for your loved one, one of the first questions families ask is: What is the cost of a caregiver? According to a Cost of Care Survey, in-home care is generally more affordable than other options such as adult daycare, assisted living facilities, or skilled nursing. However, the cost of non-medical home care varies based on several factors, including your location and the level of care required.

At Coastal Comfort Caregivers, we understand that each family’s situation is unique, and we’re here to help you navigate this important decision. The best way to budget for homecare costs is to assess how many hours of assistance your loved one will need each week. This will help create a clear and realistic care plan that fits both your loved one's needs and your financial situation.

We offer a no-obligation in-home assessment where one of our professional caregivers will come to your home to understand your loved one’s specific care needs. This allows us to develop a customized, person-centered care solution tailored to your family’s situation. During the assessment, we will:

• Evaluate the level of care required, whether it’s assistance with daily activities, personal care, companionship, or a combination of services.
• Determine the number of hours of care per week, ensuring that your loved one receives the appropriate support.
• Discuss options to help you make an informed decision that aligns with your budget and care goals.

The goal is to provide you and your family with peace of mind, knowing that your loved one is receiving the right level of care without overwhelming your finances.

We know that the cost of care is a significant consideration, and we are committed to helping you explore all available options to make home care affordable. At Coastal Comfort Caregivers, we assist families in accessing benefits they may be entitled to, which can help offset the cost of care. Some potential funding sources include:

• Veterans Benefits (VA Benefits): If your loved one is a veteran or surviving spouse, you may be eligible for VA benefits to help cover the cost of in-home care services. Our team can assist you in navigating the VA benefits process to ensure you receive the support you're entitled to.
   
• Long-Term Care Insurance: Many individuals have long-term care insurance that can help pay for non-medical home care. We can work with your insurance provider to understand your coverage and help you utilize your benefits to maximize support.

• Local Medi-Cal Programs:  Many clients may have insurance plans that cover home care services with approval. We can help determine if this is an option for you and assist in navigating the approval process to maximize your benefits. Our team is here to provide guidance and support, making it easier for you to access the care you need.
   

We’re here to guide you through the process of securing the financial assistance you need, and we’ll do everything we can to help ease the financial burden of home care.

To learn more about our home care services or to schedule your free in-home assessment, please contact Coastal Comfort Caregivers today. We’re here to answer your questions, discuss your options, and create a personalized care plan that works for you and your family.

Call us now at (949) 441-1102 or fill out our online form to get started. 

Our compassionate team is ready to help you make the best decision for your loved one’s care.